Should You Open A Roth 401(k)?

AZ Debt Relief

Everyone has heard of a 401(k) and knows how it can help you in retirement. The money in a traditional 401(k) is deposited pre-tax, leaving you to pay taxes upon withdrawal. That leaves you at the mercy of politicians in the sense that you have no idea what taxes will be when you retire. A […]

Shocking Facts About American’s Money Management Skills

AZ Debt Relief

If you are having trouble with your personal finances, it may be comforting to know that you are far from alone. As a matter of fact, you are just one in a very large crowd. Here are some statistics about money handling here in America that may shock you. 33% of Americans pay some of […]

Questions To Ask Yourself Before Buying Credit Card Payment Protection

AZ Debt Relief

No one wants to default on a credit card, but it is hard to foresee a job loss, difficult pregnancy, or any number of life changing issues. To protect our credit scores from those life issues, we often consider buying payment protection. Before buying it though, you should ask yourself a these few questions. How […]

3 Ways To Save Money Without Changing Your Lifestyle

AZ Debt Relief

Self sacrifice is one of the hardest things for we humans. Instant gratification is more our style. That basic mentality makes it very difficult for us to change our lifestyles just to save money. Here are three ways to save without sacrificing anything that you like or want to do. Look at your auto insurance. […]

Does Bundling Really Save You Money?

AZ Debt Relief

The commercials sound like you can save hundreds of dollars a year just by bundling your cable, phone, and internet services. You will, on paper anyway, but probably only for a short time. Bundling does not prevent the cable company from raising their ”fees” on each service nor does it mean that the bundle is […]

Bad Money Habits That Women Need To Correct

AZ Debt Relief

There are things that men do with their money that make you shake your head and there are things that women do that elicit the same response. Here are 3 bad money habits that research has shown women tend to display. Staying quiet at raise time is a great way to get passed over. A […]

Combining Your Smartphone and Personal Finances

AZ Debt Relief

Do you want to be able to keep track of your personal finances from anywhere? Yes, there is an app for that. Here are five personal finance apps. Shop Savvy allows you to scan a barcode and instantly comparison shop local stores and on the internet. iWallet is a is a simple app to track […]

Finding Motivation When Reducing Debt Gets Difficult

AZ Debt Relief

Getting out of debt is as hard a process as many of us will face. The challenges are many and there are no quick ways out. One of the biggest hurdles to clear is staying motivated long enough to actually see any positive outcomes. Here are a few motivational tricks during the process. Tip 1:  […]

3 Everyday Ways To Drop Your Credit Score

AZ Debt Relief

There are dozens of ways to blow your credit score out of the water. Having a car repossessed or a home foreclosed on are easy enough items to identify, but the most common credit eroders are more subtle. Here are three everyday ways to lower your credit score. If you rent a car with your […]