Are you hoping to consolidate the money you owe into one single payment amount? Then you might want to seek the assistance of a debt consolidation company in Kingman, AZ.
To get started, all you have to do is call us or fill out our contact form. We can connect you with a debt consolidation agency in accordance with:
- How Much Debt You’ve Got.
- Where You Live.
Kingman (AZ) Debt Management Programs
In most cases, Kingman residents decide to combine their debts within a debt management program. This DMP has lots of benefits:
- Lower Monthly Payment
- Reduced Interest Rates
- Waived Late Charges
Additionally, these kinds of plans are typically rather very affordable.
Debt Consolidation Loans in Kingman, AZ
The thinking behind any Kingman debt consolidation loan is simple: loans from a traditional bank generally carry lower interest rates than what you are spending on your revolving credit accounts.
The great number of payments you were juggling for different collectors will be combined into just one monthly installment, your Kingman debt consolidation loan’s payment. When you go with a loan that has been secured by collateral, there may be positive tax implications. Unfortunately, if you fall past due on such a loan, the mortgage lender could take your house.
Talk with a debt consolidation expert in Kingman, AZ, to figure out which debt relief solution will be ideal for you.
Kingman, AZ Payday Loan Consolidation
Payday loans have been increasing in popularity because of the credit crunch. It’s estimated that 2,423 people in Kingman get cash advance loans at least one time each year, and something like 1,841 of these consumers have got multiple payday loans – that’s around 3 in 4 people who get one of these loans!
Luckily, we work with Kingman AZ payday loan consolidation services who can help you consolidate your Kingman payday loans into one single monthly payment, handle phone calls from collection agencies, and limit the inflated interest rates you can expect from these types of loans.
Are you ready to free yourself from payday loan debt?
Have you figured out how much credit debt you’re carrying? Ideally, your monthly debts will take up only one third of your wages. These debts include credit cards, automobile/student/payday loans, and rent or home loan repayments. For instance, if you earn $991.00 per month, about average average for Kingman residents, then, in a perfect world, you would spend less than $367 every month. Unfortunately, many Kingman residents are carrying severe debt, indicated by a debt to income ratio (DTI) of more than 50%. That means they are forking out more than $496 per month!
If your ratio of debt to income is higher than 50%, it is high time to seek the advice of a debt consolidation consultant near you.
Identifying Debt Consolidation Ripoffs
As outlined by the FTC, your Kingman debt consolidation consultant needs to give you an in-depth review of:
- Cost structure.
- How long their program takes.
- The amount that must be saved before they’ll make contact with your creditors.
- The negative impact on your credit score.
Don’t ever sign up for a program that’s got a bad name, and to acquire more information, review the area of FTC.gov entitled In Debt?.
Credit Card and Payday Loan Debt Consolidation Agencies: Kingman (AZ)
- Expedited Mortgage, 1910 E Andy Devine Ave, 86401