Credit Counseling: Glendale (AZ)

AZ Debt Relief

Credit Counseling Glendale AZWould you like to get your finances back on course? Then a trusted Glendale credit counseling agency might be the answer.

Let us match you with a debt counseling professional who can supply you with a free debt evaluation and sensible debt relief program.

As for the cost of credit counseling, Glendale residents typically find that it’s the most inexpensive means of getting out of debt.

There are 280,307 people living in Glendale, AZ, and it’s believed that 10,338 could benefit from credit counseling.

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Is your debt to income ratio greater than 50%? In that case, you probably should look into credit counseling as soon as possible. For the average Glendale resident that has an income of $2,983.00 monthly, this is $1,492 or more on a monthly basis.

Have you got more than $10K of medical or credit card debt or have a DTI of 50% or more? Then your credit counselor could possibly decide you need to enroll in a debt management plan (DMP). Why should you consider a debt management plan? Well, you might profit from:

  • Discounted APR’s
  • Fewer Debt Collection Agency Phone Calls
  • Single Payment Per Month
  • Faster Debt Payoff

Your credit counseling agency will address paying the credit card companies each month. All you’ll need to do is hand them the agreed payment on a monthly basis.

Settling on a Credit Counseling Service: Glendale (AZ)

As long as you hook up with an honest firm, credit counseling can certainly help. Indeed, the FTC now demands it for those who want to file bankruptcy, but trusted credit counseling services in Glendale, AZ, and throughout the nation typically offer you:

  • Trained Counselors
  • Legit Testimonials
  • Immediate Responses to Any Questions
  • Free Recommendations
  • Written Action Plans

For additional information, read this FTC report on the subject. Please don’t be happy with a credit counselor you can’t depend on. We want to help you find a good Glendale credit counseling agency.

Remember that credit counseling is a strategy for managing debt, not fighting it. Thankfully, your credit counseling firm can usually make a deal for lower rates and fees. A simple assessment of your financial situation is essential to supply a precise savings estimate.

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Credit Counseling Glendale AZ

Debt management programs are quite affordable. They usually cost less than $40 per month, and the cost is rolled into your monthly payment.

With regards to the specific payments, you’ll usually have to pay 2.1-2.5% every month to your credit counseling company, which will then be disbursed among your assorted creditors. You might be interested in a top level view of how much your monthly payments would be, based on different amounts of debt.

  • $15,000 Debt: $315 to $375
  • $20,000 Debt: $420 to $500
  • $85,000 Debt: $1785 to $2125
  • $90,000 Debt: $1890 to $2250

Consumer Credit Counseling Services: Glendale, AZ

In Glendale CCCS, also referred to as Consumer Credit Counseling Service, may provide non profit credit counseling for Glendale individuals. A Consumer Credit Counseling Service in Glendale, AZ, will normally be:

  • A Non Profit
  • Affiliated with the NFCC (National Foundation for Credit Counseling)
  • Approved by The COA
  • BBB Member

Usually a CCCS organization will provide much more than just credit counseling. They will also offer Glendale bankruptcy counseling for Glendale residents, along with housing and money management counseling.

To locate the closest CCCS agency in Glendale, AZ, please check the directory of Glendale credit counseling agencies we’ve published or go to www.debtadvice.org.

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Credit Counseling and Debt Counseling Agencies in Glendale, AZ

  • Dashney Financial Consultants, 4411 W Kimberly Way, 85308
  • Consumer Credit Counseling Services, 7235 N 75th Ave, 85303
  • CCCS (A Division of MMI), 17235 N 75th Ave, 85308
  • LLS Bankruptcy Attorneys Glendale, 4397 W Bethany Home Rd, #1, 85301
  • A American Credit and Debt Counseling Service, 5849 W Northern Ave, 85301
  • Consumer Credit Counseling, 5850 W Glendale Ave, 85301