How great would it be if you could slash your rate of interest and debt collection calls? We connect our clients with reputable credit counseling specialists in Golden Valley, AZ.
The majority of people in need of Golden Valley credit counseling have these characteristics:
- $3.5K in Non-Collateralized Debt
- Steady Income
Although credit counseling will not decrease your absolute debt, it is significantly better for your credit than debt settlement.
Debt Counseling in Golden Valley (AZ)
Have you been spending more than 50% your income paying off debts? If so, you need to speak with a credit counselor in Golden Valley now. For the average Golden Valley card-holder that has an income of $2,253.00 a month, this is more than $1,127 a month.
An essential part of credit counseling is managing debt. A DMP is a method of debt consolidation, as the money you owe on a monthly basis will be condensed into a single sum. However, no loan is needed. You don’t need to converse with your creditors. Your credit counseling expert will take care of things from this angle.
Finding a Credit Counseling Firm: Golden Valley, AZ
As a program, credit counseling has been vetted by the Federal Trade Commission (FTC) and other state and federal bodies. All the same, it is important to make perfectly sure that any credit counselor, is credible. You can do this in many different ways, including examining their testimonials, looking at their certification status, and checking out their BBB page.
Remember that nonprofit status won’t necessarily mean that a credit counseling organization is bonafide.
How Much Will Credit Counseling Save You?
Though credit counseling does not include any reduction of debt, you will save a lot through cheaper interest and lower penalty charges.
Credit counseling saves you money and time. Find out more today.
Participating in a debt management plan should not be more than $75, and the fees each month ought to be no more than $40. How much will your payments be? That will depend on your debt. Generally 2.5% of the amount you owe.
Credit and Debt Counseling: Golden Valley (AZ)
- AZ Credit Counseling Service? Contact us!