Credit Counseling: Parker (AZ)

AZ Debt Relief

Credit Counseling Parker AZ Then tracking down a qualified credit counselor in Parker could help. At Debt Relief AZ, we match our consumers to credit counseling firms in Parker, AZ.

Parker AZ Credit Counseling

Excellent individuals for credit counseling have the following:

  • $3.5K in Non-Secured Debt
  • Ability to Allocate $250-$300 Toward Monthly Payments

Do not forget, credit counseling involves repaying your creditors entirely; however, it will look a lot better to future lenders than debt settlement.

>> Get a Free Obligation Debt Quote!

Do I Need Debt Counseling in Parker, AZ?

Credit Counseling Parker AZ

Your ratio of debt to income, also known as DTI, helps to evaluate if you’re in need of credit counseling.

Wages DTI Debts Level
$2,571.00 Less than 36% $926 or less No Problems
$2,571.00 37%-42% $951-$1,080 Okay
$2,571.00 43%-50% $1,106-$1,286 Too High
$2,571.00 50% Plus $1,286 or More Assistance Needed!

Parker, AZ Debt Management

Managing debt is often linked with with credit counseling. Why should you enroll in a DMP? Because you may take advantage of:

  • Lower Credit Card Rates
  • Fewer Collector Calls
  • Consolidated Payment Amount
  • Faster Debt Relief

If you enroll in a debt management plan in Parker, the credit counselor will address payment to your creditors each month. All you’ll need to do is make sure they get one single payment on a monthly basis.

Finding a Credit Counseling Service in Parker, AZ

Assuming that you work with a good agency, credit counseling can be a life-saver. Indeed, the FTC now mandates it for individuals who want to file bankruptcy, but good credit counselors typically offer you:

  • Seasoned Advisors
  • Real References
  • Direct Responses
  • Cost-Free Counseling
  • Tailor-Made Action Plans

For additional information, read this FTC article on choosing a credit counselor.

>> Find out How Much Credit Counseling Could Save You

Credit Counseling Parker AZ

Although credit counseling isn’t going to cut back debt, you’ll save a fortune with decreased interest and a fewer number of penalties.

Credit counseling helps you save money and time. Learn more today.

>> Zero Cost Savings Quote

Fees Associated with Credit Counseling Firms in Parker, AZ

Credit Counseling Parker AZ

Even though credit counseling is oftentimes offered zero cost, debt management plans include monthly fees. How much will a DMP cost you? Normally $25-30 monthly, together with an initial fee of around $100. With regards to the actual debt payments, you’ll usually need to pay 2.1-2.5% every month to your credit counseling company.

Credit Counseling and Debt Counseling: Parker, AZ

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