Would you like to pay back your debts and get your financials back on track? If so, we can help.
We have partnered with top-rated debt management and credit counseling agencies to get you the debt relief you’re looking for.
Generally, credit counseling services are effectively rewarded by whomever you’re repaying. Consequently, the cost is normally very affordable, and even free in some areas.
Of the 7,218 consumers who reside in Tolleson, AZ, as many as 266 are unable to afford their credit card payments on a monthly basis.
Your ratio of debt to income helps to confirm if you need credit counseling. Let’s view some estimates based around a salary of $40,859 each year. For Tolleson residents, this income is average.
- $1,226 (36%): Ideal
- $1,260 to $1,430 (37-42%): Acceptable
- $1,464 to $1,703 (43-50%): Cause for Concern
- $1,703 plus (50%): Acute
Credit Counseling Programs in Tolleson, AZ
Do you have more than $10K in debt or have a debt-to-income ratio of 50% or higher? Then your credit counselor could possibly decide you need to enter into a debt management plan (DMP). As part of a debt management program, your Tolleson AZ credit counseling agency may able to obtain more affordable APR’s and better terms from the creditors you’re paying back.
Your credit counselor will control paying the credit card companies each and every month. All you need to do is provide them with the fixed payment on a monthly basis.
Steering Clear of Credit Counseling Ripoffs in Tolleson (AZ)
As a program, credit counseling and debt management plans have been recognized by the FTC and other governmental regulators. But the truth is, beware of any credit counselors that say that they will:
- Stop all debt collection calls
- Remove damaging things from your credit profile
- Stop credit card issuers from taking legal action against you
- Impose a fee up-front for their assistance
Keep in mind that being a non profit does not necessarily mean that a credit counseling program is legit.
How Much Could Credit Card Counseling Save You?
With credit counseling, you’ll have to repay 100% of your debt. Thank goodness, your creditors may agree to waive fees and decrease interest charges as part of a DMP.
Credit counseling will save you money and time. Find out more today.
The Cost of Credit Counseling in Tolleson, AZ
Debt management programs in Tolleson are quite affordable. They will run you $25-35 monthly, and the price is factored into the amount you pay each month.
When it comes to the actual debt payments, you will normally need to pay 2.1 to 2.5% a month for disbursement to your various creditors.
Credit Counseling and Debt Management: Tolleson, AZ
- AZ Credit Counseling Service? Contact us!